Health Insurance in Latvia

Health Insurance in Latvia

  • Fast enrolment

  • 100% digital insurance

  • Free 24/7 telemedicine

The National Health Service (Nacionālais veselības dienests, NVD) manages state healthcare in Latvia, which is mainly funded through workplace contributions and taxation.

The public system is comprised of a mixture of public and private healthcare providers, but faces issues such as a lack of healthcare professionals and long waiting times.

Health insurance for expats in Latvia

The health insurance system in Latvia

In order to access public healthcare in Latvia as an expat, it’s necessary to either register as a resident or pay social security contributions.

It’s important to note that proof of health insurance cover is a pre-requisite when applying to become a resident in Latvia. This must meet certain conditions, such as being valid for the entire duration of the stay and providing cover for emergency medical treatment.

It’s mandatory for individuals to register with a doctor when living here, who normally acts as the first point of contact for medical care. They can provide services such as treatment for everyday illness and management of chronic conditions, as well as referrals to see a specialist.

Examples of services that are provided under the public healthcare system include:

  • Visits to a doctor

  • Specialist consultations

  • Hospitalisation

  • Maternity care

  • Emergency medical treatment

While some state healthcare services are free in Latvia, expats may be required to provide co-payment for certain types of medical treatment. However, these costs are currently capped at €570 a year.

Choosing health insurance in Latvia: local or international?

Local health insurance and international health insurance are the two main options for expats considering a move to Latvia. A local plan can provide access to private medical treatment while living here and can be less expensive, but is limited to the country it was taken out in.

On the other hand, international private medical insurance provides expats with greater flexibility and access to a wider range of medical treatment, allowing them to receive healthcare services in multiple countries within their area of cover.

Click here to learn more about what can be covered with an international medical insurance plan.

Care in Latvia

Choosing hospitals in Latvia

This European country has a mixture of public and private medical facilities, though most are public. They provide a variety of services to patients, including diagnostics, maternity care and emergency medical services.  It’s useful to know that for specialist treatment, patients typically need a referral from their family doctor beforehand.

If expats opt for medical treatment in a private hospital, they can generally avoid long waiting times for treatment and have access to more advanced equipment.

Health facilities

Riga

Riga 1st Hospital

+371 6736 6323

Local call rates apply

Riga

Pauls Stradiņš Clinical University Hospital

+371 6706 9280

Local call rates apply

Liepaja

Liepaja Regional Hospital

+371 6340 3231

Local call rates apply

Emergency Numbers in Latvia

  • 112
    Emergency services

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