The National Health Service (Nacionālais veselības dienests, NVD) manages state healthcare in Latvia, which is mainly funded through workplace contributions and taxation.
The public system is comprised of a mixture of public and private healthcare providers, but faces issues such as a lack of healthcare professionals and long waiting times.
Health insurance for expats in Latvia
The health insurance system in Latvia
In order to access public healthcare in Latvia as an expat, it’s necessary to either register as a resident or pay social security contributions.
It’s important to note that proof of health insurance cover is a pre-requisite when applying to become a resident in Latvia. This must meet certain conditions, such as being valid for the entire duration of the stay and providing cover for emergency medical treatment.
It’s mandatory for individuals to register with a doctor when living here, who normally acts as the first point of contact for medical care. They can provide services such as treatment for everyday illness and management of chronic conditions, as well as referrals to see a specialist.
Examples of services that are provided under the public healthcare system include:
While some state healthcare services are free in Latvia, expats may be required to provide co-payment for certain types of medical treatment. However, these costs are currently capped at €570 a year.
Choosing health insurance in Latvia: local or international?
Local health insurance and international health insurance are the two main options for expats considering a move to Latvia. A local plan can provide access to private medical treatment while living here and can be less expensive, but is limited to the country it was taken out in.
On the other hand, international private medical insurance provides expats with greater flexibility and access to a wider range of medical treatment, allowing them to receive healthcare services in multiple countries within their area of cover.
Click here to learn more about what can be covered with an international medical insurance plan.