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Gibraltar’s healthcare system operates in a similar way to the UK’s National Health Service (NHS) and is managed by the Gibraltar Health Authority (GHA), which was established in 1987.
State healthcare in Gibraltar is funded through taxation and social security contributions to the Group Practice Medical Scheme (GPMS).
In order to access public healthcare in Gibraltar, expats must first certain requirements, which includes:
Paying social security contributions through the GPMS
Having a valid residence permit
UK citizens
Cross-border workers who contribute towards social security
It’s worth noting that even if an expat match this criteria, in most cases they must first apply for access to state healthcare through the GHA with relevant documentation.
If residents need to receive medical treatment, their first point of contact for health concerns is normally the Primary Care Centre, which is situated at St. Bernard’s hospital. Services delivered at this centre include consultations with a doctor, diagnostic tests, and specialist consultations.
Though most services under the public healthcare system in Gibraltar are free, expats will need to pay for treatment such as dental care. Additionally, they’re required to pay for the cost of prescriptions, though this is capped at £15.
While Gibraltar has a well-developed healthcare system, more specialist and complex cases are often treated at medical facilities in Spain in the UK.
To avoid long waiting times for treatment and be able to access advanced medical equipment, expats can opt for private medical insurance when they’re living in Gibraltar.
Local insurance costs tend to be lower and enable holders to access high-quality facilities, but patients are more limited in terms of coverage and can only access healthcare in the country where the policy was taken out.
Whereas international private medical insurance (IPMI) can provide you with a broader range of cover than local insurance, and allow you to seek high-quality medical treatment across multiple countries within your area of coverage.
With APRIL International’s plans, expats can also choose from a range of options to suit their needs and budget, as well as 24/7 multi-lingual assistance in case of medical emergencies.
Click here to read more about what you can be covered for with an international health insurance plan.
Gibraltar has one public teaching hospital for treating patients, called St. Bernard’s. This medical facility is fairly new, having opened in 2005; it has 212 beds altogether and examples of medical treatment it offers incorporate maternity care, cardiology and an accident & emergency department.
As well as this, GibMed International Hospital was the first private hospital in Gibraltar, opening in November 2023. It has around 30 doctors to deliver medical treatment to its patients, who can benefit from its modern and advanced equipment.
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