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Yemen, located at the southern tip of the Arabian Peninsula, is a country deeply affected by armed conflict and political instability, which severely impacts its healthcare system. For expats living or planning to move to Yemen, securing the right health insurance is crucial. With an underdeveloped healthcare network and limited access to medical facilities, choosing the right coverage can make all the difference.
When settling in Yemen, health insurance quickly becomes a top priority. The local healthcare system is marked by severe deficiencies in both access and quality of care, especially in remote regions. The country does not have a social security system to cover healthcare for foreigners, making it essential to obtain specific health insurance.
Yemen does not have a well-organized healthcare system capable of meeting the medical needs of its population, let alone those of expatriates. Chronic underfunding, a shortage of qualified personnel, and damaged infrastructure make it difficult, if not impossible, to access quality care.
Generally, expats living in Yemen must turn to private insurance or international organizations for medical coverage. Most local health insurance plans are limited in terms of coverage, especially for specialized or emergency care.
Given the insufficiency of the local health insurance system, many expats prefer to opt for international health insurance. This often provides more comprehensive coverage and guarantees access to quality care, often outside the country. In the event of an emergency, international insurance can arrange for medical evacuation to a country with a better healthcare network, such as Oman or Saudi Arabia.
However, for those who prefer to remain covered locally, it is possible to subscribe to local health insurance, though the benefits are limited. Such coverage can be considered for basic healthcare needs, but it is recommended to thoroughly review the terms of local policies before committing.
Good to know: If you choose international insurance, ensure it covers medical evacuation. Given the limited infrastructure, this clause is essential for optimal care in case of medical complications.
Accessing healthcare in Yemen is a real challenge, with the healthcare network severely impacted by conflict. While basic care can be obtained in certain private clinics or public facilities in larger cities like Sanaa or Aden, these services are limited and often expensive for expats. For more complex or specialized treatments, leaving the country is advisable.
Expats generally rely on private facilities for routine consultations, but for serious cases, medical evacuation is often required. Most public hospitals lack medication, medical equipment, and qualified staff, increasing the risk for patients.
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