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Georgia, with its rich history and unique blend of Eastern and Western cultures, is attracting more and more expatriates each year. Moving to this country at the crossroads of Europe and Asia, however, requires careful health insurance planning, especially given its healthcare system, which differs from that of many European countries.
The Georgian healthcare system has undergone several reforms aimed at improving public access to healthcare. However, it is based on a relatively limited public coverage system and a rapidly growing private sector, where quality care can be costly without insurance. Public coverage does not include all treatments or certain specialized care, making health insurance essential for expatriates, particularly those seeking English-speaking services and personalized medical attention.
Good to know: Hospitals and clinics in Tbilisi, the capital, are often better equipped and provide a higher level of care compared to rural areas.
Expatriates have the option of choosing between local health insurance and international health insurance.
Local health insurance: Local insurance policies are often more affordable and cover basic healthcare needs. However, they may have limited international coverage and may not provide reimbursements for care in other countries. This option can be suitable for expatriates who rarely travel outside Georgia and who need economical local coverage.
International health insurance: International coverage offers greater freedom of choice for healthcare, allowing treatments both in Georgia and abroad. It is particularly recommended for those who want quick access to high-quality private care, emergency repatriation services, or reimbursement for medical expenses outside Georgia. It also offers essential flexibility for those who frequently travel within the region or who want to ensure continuity of care.
In Georgia, healthcare quality can vary significantly between the capital, Tbilisi, and more rural areas. Tbilisi has modern hospitals and clinics, often preferred by expatriates for their equipment and the availability of English-speaking consultations. Many private clinics in Tbilisi offer specialized medical services, state-of-the-art diagnostic equipment, and prompt, personalized care, making healthcare more comfortable for foreigners.
Private clinics and hospitals are especially recommended for expatriates, as they often provide access to internationally trained healthcare professionals, which can be an advantage in terms of quality and standards of practice. Outside Tbilisi, hospital infrastructure is more limited, and it may be necessary to travel to the capital for specialized care or in the case of a complex emergency. For expatriates seeking peace of mind, opting for health insurance that includes coverage in these private facilities can be wise, particularly to avoid high costs and benefit from prompt and effective care.
Good to know: Online appointment booking is widely available at these hospitals. Expatriates can also check in advance if their health insurance is accepted to avoid high expenses.
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