Moving to Venezuela means adapting to a new culture and a unique healthcare system. Given that living conditions can vary by region, securing health insurance is essential for expatriates.
What health insurance for expatriates in Venezuela?
The health insurance system in Venezuela
To ensure peace of mind, selecting the right health coverage is crucial. Between the local insurance system and international health insurance, each option has its specific features. The Venezuelan public healthcare system is state-funded and theoretically accessible to all. However, in practice, it often faces limitations. Public hospitals and clinics struggle with shortages of equipment, overworked staff, and restricted services. Consequently, many expatriates prefer health insurance that grants them access to private healthcare facilities, where the quality of services and equipment is generally more reliable.
Choosing health insurance in Venezuela: local or international?
Expats have the option of choosing either local or international health insurance. A local plan may suffice for basic healthcare, but it may fall short for intensive care or specialized treatments. On the other hand, international health insurance often provides broader coverage, including emergency, repatriation, and access to quality private facilities.
Good to know: Opting for international insurance allows continuity of coverage if the expatriate needs to travel to another country, which can be a considerable advantage.