Fast enrolment
100% digital insurance
Free 24/7 telemedicine
Moving to Nicaragua is an exciting adventure, offering breathtaking landscapes and a low cost of living. However, before diving into this experience, it’s essential to consider health coverage. While Nicaragua’s public healthcare system provides some level of support, it can be limited in terms of quality and comfort, especially for expatriates. To fully enjoy your stay with peace of mind, choosing the right health insurance is crucial.
Nicaragua’s healthcare system primarily relies on a public network accessible free of charge to all citizens and residents. However, it’s common to encounter service gaps, especially in rural areas where the lack of doctors and infrastructure can complicate access to care. Although expatriates may use the public system, private facilities are often preferred for higher service quality and shorter waiting times.
Good to know: Emergency care in public hospitals is generally free, but medication and equipment availability can be limited. In private hospitals, quicker service is common, but often requires proof of insurance or immediate payment.
When choosing health insurance, expatriates have several options. Local health insurance is usually more affordable but comes with limitations, especially regarding international coverage and access to specialized care. On the other hand, international insurance, such as that offered by APRIL International, ensures comprehensive coverage whether you’re in Nicaragua or traveling abroad. It also provides the flexibility to access private facilities, which are appreciated for their high-quality care and service.
Good to know: If you frequently travel between Nicaragua and other countries, an international insurance plan may be more suitable, as it covers care abroad without requiring a new policy for each destination.
Getting healthcare in Nicaragua largely depends on your location and medical needs. In major cities, private hospitals like the Hospital Metropolitano Vivian Pellas in Managua are well-regarded for their quality of service and skilled medical staff. However, in rural areas, healthcare options can be limited, and access to emergency care may be challenging.
If you have international health insurance, you’ll often benefit from direct billing at private facilities, which can significantly ease healthcare costs. Before your departure, check your policy details to ensure your coverage includes assistance for choosing recommended healthcare facilities.
It only takes a few steps to join and start benefitting from your cover by tomorrow!
1. I look for the cover that suits my situation and choose my options.
2. I request a quote online and sign it electronically.
3. I download the Easy Claim app and take advantage of all my online services.
4. I can get a call back or chat at any time with an adviser.
