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With its tropical climate, dreamlike beaches, and affordable cost of living, the Dominican Republic is an attractive destination for many expats. But before fully settling in, it’s essential to understand the healthcare system and select a health insurance plan that covers medical costs adequately, as these can be high in private facilities.
The Dominican healthcare system is divided into public and private sectors. The public sector provides accessible care, though quality can vary, especially in rural areas. Wait times can be long, and certain services aren’t available everywhere. Private facilities, while more modern and better equipped, can quickly become costly, especially for specialized care or extended hospital stays.
Given this situation, many expats turn to private health insurance to access better care, especially in private clinics in major cities like Santo Domingo or Santiago.
Local health insurance plans offer attractive rates but may restrict coverage to certain clinics or treatments. Additionally, they don’t always include international coverage, which can be a disadvantage if specialized care is needed in another country.
International health insurance, such as those offered by APRIL International, provides greater flexibility and security for expats. These plans generally allow the freedom to choose top-tier healthcare facilities, including leading clinics, and cover care in multiple countries, ensuring access to treatment beyond Dominican borders.
Good to know: Choosing an international plan often simplifies procedures and medical expense coverage thanks to multilingual customer support and partnerships with healthcare providers across multiple countries.
Expats can choose between public and private hospitals, though most opt for the private sector due to the quality and speed of care. Certain clinics, often located in major cities, offer modern equipment and English- or French-speaking staff, which can be reassuring for expats. It’s advisable to research the reputation of facilities and consult insurance recommendations to identify quality partner hospitals.
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