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Moving to Colombia is an exciting adventure, offering a wealth of culture and breathtaking landscapes. However, a crucial question for expatriates concerns health insurance. How can you ensure that you and your family receive the best care when needed? This article will guide you through the health insurance options available in Colombia, helping you make an informed choice.
The Colombian healthcare system is well-developed and consists of two main regimes: the contributory regime (EPS) and the subsidized regime. The contributory regime is mandatory for employees and self-employed individuals, while the subsidized regime is intended for low-income individuals. Expatriates generally need to enroll in the contributory regime as residents.
> Good to know: EPS (Entidades Promotoras de Salud) are private entities that manage contributions and health services for the contributory regime. It is essential to choose a well-rated EPS to ensure quick and quality access to care.
As an expatriate, you can choose between taking out a local health insurance policy or opting for international health insurance like that offered by APRIL International. Here are some points to consider:
Local health insurance:
Local insurances through EPS can provide extensive coverage at a reasonable cost. However, language barriers and the complexity of the system can pose challenges for some expatriates.
International health insurance:
An international insurance plan offers global coverage, support in multiple countries, and often services in several languages. This is an ideal option for those who travel frequently or wish to access care in their home country.
> Good to know: check if your international insurance includes specific benefits for care in Colombia, such as medical repatriation and coverage for tropical diseases.
Choosing the right health insurance is essential for living peacefully in Colombia. Whether you opt for local or international insurance, make sure you are well-informed and prepared for all eventualities.
Colombia has many quality hospitals and clinics, especially in major cities like Bogotá, Medellín, and Cali. Private hospitals are generally better equipped and offer higher quality services compared to public hospitals. Here are some reputable establishments:
Fundación Santa Fe de Bogotá: Known for its state-of-the-art services and bilingual staff.
Hospital Pablo Tobón Uribe in Medellín: Renowned for its excellent facilities and specialized care.
Clínica del Country in Bogotá: Appreciated for its customer service and modern environment.
> Good to know: some private hospitals offer membership programs that allow access to medical services at reduced rates. Additionally, many private clinics offer online consultations, a convenient option for expatriates living in remote areas.
It only takes a few steps to join and start benefitting from your cover by tomorrow!
1. I look for the cover that suits my situation and choose my options.
2. I request a quote online and sign it electronically.
3. I download the Easy Claim app and take advantage of all my online services.
4. I can get a call back or chat at any time with an adviser.
