Health Insurance in Madagascar

Health Insurance in Madagascar

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Located in the Indian Ocean, Madagascar is a sought-after destination for expats and international travelers, known for its unique biodiversity and diverse landscapes. However, when it comes to healthcare, this large island presents specific challenges.

What health insurance for expatriates in Madagascar?

The health insurance system in Madagascar

In Madagascar, the healthcare system relies on both public and private facilities. Although the private sector is expanding and generally offers higher-quality care than public facilities, it remains costly. Most private establishments are concentrated in major cities such as Antananarivo and Toamasina, where well-equipped clinics are more common. However, access to healthcare in rural areas is limited, and the standards of care vary. Since there is no universal social security system, expats are strongly advised to take out health insurance before moving to Madagascar.

Choosing health insurance in Madagascar: local or international?

Expats have two options for health coverage: local insurance or international insurance.

Local insurance, generally more affordable, is available through some companies based in Madagascar. However, it may offer limited coverage, especially for specialized care or medical evacuations to neighboring countries.

International health insurance provides more extensive coverage, often including overseas care, emergency evacuations, and a network of healthcare professionals worldwide. Although this option is more costly, it offers a level of security and flexibility that meets the needs of expats living in regions with limited healthcare infrastructure.

Good to know: Before signing up, check if your insurance covers medical evacuations. This is essential, as a transfer to a neighboring country may be necessary in case of serious illness or injury.

Care in Madagascar

Choosing hospitals in Madagascar

In Madagascar, private hospitals are the best option for expats seeking quality care. They generally have more modern facilities and equipment, and better-trained medical staff, with an increasing number of practitioners trained abroad. The clinics in the capital, Antananarivo, offer the most comprehensive services, though for serious cases, evacuation to Réunion or Mauritius is often recommended.

Health facilities

Antananarivo

Joseph Ravoahangy Andrianavalona Hospital

+261 20 22 279 79

Local call rates apply

Toamasina

CHU Morafeno Toamasina

+261 32 03 776 73

Local call rates apply

Antananarivo

Tsaralalàna Mother and Child Hospital HMET

+261 20 22 679 75

Local call rates apply

Emergency numbers in Madagascar

  • 124
    Ambulance
  • 117
    Police
  • 118
    Fire department

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